Headshot of Ray Broughton

Ray Broughton

Loan Officer

Vancouver, WA Mortgage Lender

NMLS #1460989

Adress
7600 NE 41st Street, Suite 335
Vancouver, WA 98662
Contact Methods
Email
tel Phone
360-521-6903
fax Fax
360-205-2827

Awards

About Ray

I am a native of the beautiful Pacific Northwest. I grew up in the Columbia River Gorge and I have been living in Clark/Skamania County my entire life. I am also a 2014 graduate of Portland State University with a Bachelor's Degree in Finance. I love to golf and everything the outdoors has to offer. My team is here to put you in the loan program that puts your family in a position to succeed and have your loan close on time. My focus is simplifying the loan process allowing you to focus your time and energy on your new home.

My focus is always to make sure I understand a family's long and short term goals. These goals help me understand what loan program is available to help a family obtain these goals. No one's goals are the same and your loan should not be treated as such. If you are looking to build, buy, or refinance, I know that I will be able to assist you with my knowledge of the local area and the extensive product line we offer at CrossCoutnry Mortgage.

Specialties

  • Purchase and Refinance
  • First Time Homebuyers
  • Jumbo Loans
  • Referral Partners
  • USDA Loans
  • VA Loans
A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI

 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start Here

First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Quick Contact Form

Send me a message below or give me a call at 360-521-6903